You are less than 60 seconds away from your quote.
Resume from where you left off. No obligations.
5.0 1,300+ reviews
Get a mortgage without the hassle.
We have the low rate you've been looking for.
- No upfront commitment
- No credit pull
Extremely capable and supportive
My wife and I had a fantastic experience with the JVM Lending team. Extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can’t thank them enough! [Read More]
David M.
JVM is 10 stars
Everything about my experience with JVM is 10 stars. They work fast, efficiently, honestly, and every single person I dealt with was amazing. I can't imagine working with another lender for future purchases! [Read More]
Jenni G.
The service is excellent
JVM Lending gave me a best in class lending experience! They were efficient, responsive, courteous, and lighting fast. I was able to close my mortgage loan in just over two weeks. And because there is such an emphasis on employee cross-training and putting the customer first, the service is excellent. Many thanks to the staff, especially Nik and Connie! [Read More]
Farhana C.
They made buying a home seem so easy
Victor, along with his whole team was impeccable. For being first time home buyers they made buying a home seem so easy. From the start to end they were there every step of the way and made sure we understood everything that was going on. No hidden details. I appreciate everything they have done for us and for being so on top of everything. The whole timeline was right on. Took us less than a month to close escrow, get our keys and started our new beginning in our home. Again, thank you Victor, along with your whole team and JVM lending.. thank you for helping us buy our first home. We appreciate it and look forward to buying our future homes with JVM lending again. [Read More]
Xiong E.
Michelin style service without the price tag
JVM is Michelin style service without the price tag. Everyone was courteous, efficient, and effective. If one person could not answer your question, they would refer to somebody else who would... Pretty quickly. We had a hard time buying this house, JVM really made it much easier, and it would have been impossible without their professionalism and aptitude. [Read More]
Miles L.
Helped to win the offer on the house
This is the 5th time I've been through this process in the last few years and it was by far the smoothest with JVM. Throughout every step the JVM team was extremely communicative, their tech was super easy to work with, and I felt like everyone on their team was on the same page. They were very patient with me all throughout the process as they ran a ton of scenarios for me to figure out offer prices, credit requests, and interest rate buy-down options. They also really helped to win the offer on the house we got and I felt advocated for us with the selling side. [Read More]
Dan S
Made the process very easy and transparent
I cannot say enough about this team. From the start, they were professional, timely, very friendly and AVAILABLE whenever I had a question. They made the process very easy and transparent and delivered on all promises. Thank you!! [Read More]
Renee E.
Extremely capable and supportive
My wife and I had a fantastic experience with the JVM Lending team. Extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can’t thank them enough! [Read More]
David M.
JVM is 10 stars
Everything about my experience with JVM is 10 stars. They work fast, efficiently, honestly, and every single person I dealt with was amazing. I can't imagine working with another lender for future purchases! [Read More]
Jenni G.
JVM Lending was hands down the best choice
"Looking for a fantastic team to help you through your home buying experience? Work with JVM now!!! As a local lender, JVM Lending was hands down the best choice and we're happy to have partnered with them for such a huge and emotional milestone of buying a home. Their team was extremely responsive and made me feel comfortable no matter how insistent I was, especially in asking the million questions they probably hear all the time. Their patience, professionalism, and empathy really shone through my entire experience working with them, and I would recommend them in a heartbeat to anyone looking for stellar lenders! Thanks again JVM team! [Read More]
AQ
They made buying a home seem so easy
Victor, along with his whole team was impeccable. For being first time home buyers they made buying a home seem so easy. From the start to end they were there every step of the way and made sure we understood everything that was going on. No hidden details. I appreciate everything they have done for us and for being so on top of everything. The whole timeline was right on. Took us less than a month to close escrow, get our keys and started our new beginning in our home. Again, thank you Victor, along with your whole team and JVM lending.. thank you for helping us buy our first home. We appreciate it and look forward to buying our future homes with JVM lending again. [Read More]
Xiong E.
Michelin style service without the price tag
JVM is Michelin style service without the price tag. Everyone was courteous, efficient, and effective. If one person could not answer your question, they would refer to somebody else who would... Pretty quickly. We had a hard time buying this house, JVM really made it much easier, and it would have been impossible without their professionalism and aptitude. [Read More]
Miles L.
Helped to win the offer on the house
This is the 5th time I've been through this process in the last few years and it was by far the smoothest with JVM. Throughout every step the JVM team was extremely communicative, their tech was super easy to work with, and I felt like everyone on their team was on the same page. They were very patient with me all throughout the process as they ran a ton of scenarios for me to figure out offer prices, credit requests, and interest rate buy-down options. They also really helped to win the offer on the house we got and I felt advocated for us with the selling side. [Read More]
Dan S
Made the process very easy and transparent
I cannot say enough about this team. From the start, they were professional, timely, very friendly and AVAILABLE whenever I had a question. They made the process very easy and transparent and delivered on all promises. Thank you!! [Read More]
Renee E.
Low Rates
We monitor our competitors to guarantee our rates are always among the lowest.
Get your rate
We have low rates for every loan type. Our best rates are posted daily here.
Already have a Loan Estimate?
We'd be happy to take a look to see if we can match it or offer you better terms.
Compare Rates
Use our Rate Comparison Tool to help you analyze all your options.
Buy now, refi later FOR FREE. *
JVM's Rate Drop Free-fi™
JVM RATE WATCH™
Rates Dropping? Be the First to Know & Save!
Seize low rates instantly with JVM Rate Watch© alerts! Slash loan costs and maximize savings. Don't wait – join now!
Buy A Home
Increase the odds of getting your offer accepted.
- We pre-underwrite you to clear the way for an easy close
- We make sure you stand out against other offers
- We call the listing agent to brag about you
JVM's Famous Fast 14
Go from accepted offer to keys in your hands in just 14 days.
Our 14 calendar day close increases the odds of getting your offer accepted and lets you get into your new home at record speed.
Refinance Your Home
Refinancing has never been so easy.
- Refinance with no out-of-pocket costs!
- We provide you with a free Home Value Estimate
- Our experts will perform a complete Refi Analysis to optimize your savings
Mortgage Calculators
Mortgage Calculator
Estimate your monthly mortgage payments.
Loan Details
Estimated Monthly Payment
$0.00
Take The Next Step:
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|
This calculator is for informational purposes only. Your actual payments may vary. Consult with a JVM Lending professional for personalized advice.
Home Affordability Calculator
Estimate the home price you might be able to afford.
Your Finances
Excludes rent/current mortgage.
Down Payment & Loan
Default: 1% of home price
Estimated Monthly Expenses
You Might Afford a Home Up To:
$0
Estimated Monthly Payment:
$0
Principal & Interest: $0
Property Taxes: $0
Homeowners Insurance: $0
PMI: $0
HOA Dues: $0
Take The Next Step:
This calculator is for informational and illustrative purposes only and is not a commitment to lend. Your actual affordability may vary. Results are estimates based on the data you provided and common lending guidelines, but do not account for all personal financial factors or market conditions. Consult with a JVM Lending professional for personalized advice.
Income Required For Mortgage
$
%
$
$
$
%
Estimated Income & Obligations
Estimated Gross Annual Income Needed:
$0
This Income Required For Mortgage Calculator is for informational and illustrative purposes only and is not a commitment to lend. Your actual income needed and affordability may vary. Results are estimates based on the data you provided and common lending guidelines, but do not account for all personal financial factors or market conditions. Consult with a JVM Lending professional for personalized advice.
Home Refinance Calculator
Compare your current mortgage to a new refinance loan to see potential savings.
Loan Details
Current Mortgage
$
$
%
Yrs
Yrs
Mos
New Loan (Refinance)
%
$
$
Refinance Summary
Current Monthly P&I Payment
$0
New Estimated Monthly P&I
$0
Potential Monthly Savings
$0
Current Loan Term (Original)
0 Years
New Loan Term
0 Years
Total Interest (Current Loan)
$0
Total Interest (New Loan)
$0
Lifetime Interest Savings
$0
The calculations provided by this Home Refinance Calculator are estimates for informational and illustrative purposes only. They may not account for all possible variables or your specific financial situation. Actual loan terms, rates, payments, and savings can vary. Consult with a qualified financial advisor or lending professional for personalized advice.
Temporary Buydown Calculator
$
Compare whether lowering your list price or offering a seller credit for a rate buydown is the better option for you.
$
Amount you're considering lowering your list price by or seller credit amount.
Temporary Buydown Details
Total Savings Over X Years: N/A
Buydown Payment Schedule
| Year/Period | Effective Rate | Bought-Down P&I | Monthly Savings |
|---|
Note: P&I refers to Principal & Interest.
NOTE: The seller’s cost for the buydown is equal to the total savings of .
This calculator is for informational and illustrative purposes only and is not a commitment to lend. Your actual affordability may vary. Results are estimates based on the data you provided and common lending guidelines, but do not account for all personal financial factors or market conditions. Consult with a JVM Lending professional for personalized advice.
5.0 out of 5
based on 1,300+ reviews
homebuying tools you need
Looking for some quick answers?
We make mortgages easy and do the hard work so you don't have to.
Low Rates
We ensure our rates are always among the lowest in the industry and ~ 0.25% LOWER than the national average.
Learn moreEasy Mortgages
Our superior technology and highly advanced systems provide the best and most seamless client experience in the industry.
Learn moreAvailable 7 Days A Week
Our super team of highly trained mortgage experts is available 7 days a week to answer all of your questions.
Learn moreNo Commissions
Our team of experts is not on commission, so you will never be pressured or pushed to do anything you don’t want to do.
Learn more
Mortgages Available in Arizona, California, Florida, Georgia, Idaho, Illinois, Louisiana, Massachusetts, Oregon, Tennessee and Texas
Get started now on making your financial goals a reality.
We match you to the loan and interest rate that will make your home your best investment yet.
We are committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.